elkmania

There is no such thing as credit repair, however, there are some legal things you can do to “alter” your scores.

Do not let your lender get more money than they should. I own my own mortgage company and will gladly give you my opinion as to whether or not you are being taken advantage of on your purchase or refinance. There are so many “junk” fees out there that people pay without knowing the truth. I can also give you an idea as to if you are getting the best rate or if you should continue to shop. I need to know your FICO score though…get that from your lender. I do not want to know your social security numbers…I just need to know your score so I can look up comparable rates.

I also own my own tax business (for 10 years) and specialize in personal as well as small business tax preparation. I will glady give you advice and research your questions for you.

BSBA from the University of Southern Indiana, Marketing & Management.

MBA from the American Intercontinental University, Operations Managment, International Business, Finance and Accounting.

Doctorate…still in search of viable school.

I have been in the mortgage business for about 5 years and have learned so much. Especially when it comes to how uneducated the public is when it comes to their own finances. One major pet peave of mine is the borrower who believes the lender’s word on everything. What they do not realize is that they will say just about anything to close the deal. I make it my duty to educate all my customers whether it turns into a loan or not. I actually turn away business if it is not in their best interest to get a loan.

I have also professionally prepared taxes for individuals as well as small businesses for 10 years. In all that time, I have only had one client audited and she caused her own audit by not reporting income received on her rental property. I am accustomed to preparing about 600+ returns every year by myself. I have this down to a fine art. My clients are in and out in about 20 minutes with no appointment needed. I can do taxes via fax, email, and mail. I am sure I can help you. I offer free electronic filing with paid tax preparation too. Tax prep starts at $65.